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How to protect your security when obtaining a credit report |
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Don’t
Let Strangers Obtain Credit Report Information That Could Rob You of Your
Identity
Obtain Credit Report Files
and Store Them Safely to Protect Your Credit Report Security
When you apply for a loan
you allow a representative from the lender to obtain credit report
information on you that will help them decide if you are a good credit
risk and also set the interest rate and terms for your loan.
When they obtain your credit report, it is then recorded in the
credit report the name of this lender requesting the information.
A breach of credit report security is almost impossible to get away
with because of this law that states anyone looking into your credit
history be recorded in that history. Don’t let anyone you
don’t want to obtain credit report information about you by never giving
your social security number to anyone who isn’t a reputable lender,
employer or landlord. It is
actually unlawful for someone to obtain credit report information on you
without your permission even if they feel they want to do some kind of
background check on you. Remember,
credit report security begins with you.
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